Long Term Care and Specialty Health
Many people believe that Medicare generally covers nursing home stays. Unfortunately, there are many costs associated with nursing home stays that are not covered. This makes it important to review what coverage options are available and which one might be right for you and your family.This becomes more and more important as people continue to live longer. Recent statistics show that a private nursing home stay can cost more than $80,000. The government says the average length of stay is more than 800 days. The Wall Street Journal reported that of those who turn 65, more than 70% will eventually need Long-Term Care.
Long Term Care may not be an option for everyone, which is why we also have Short Term Care plans available. This is affordable protection against unanticipated events that can create serious financial damage. It deserves thought and discussion. Additionally, if possible, most people would prefer to stay in their home. Home Health Care coverage may be just the thing that prevents a nursing home stay.
KEY HEALTH SOLUTIONS: DENTAL, VISION, CRITICAL CARE
As you age, the need for dental, vision, and critical care coverage is as crucial as ever. However, Original Medicare’s coverage for these needs are limited, at best. We have a product to cover the plans that you may lose when you retire such as dental insurance, visions insurance and certain critical care policies. Critical care insurance can provide some coverage for conditions such as cancer, heart attack, and stroke, all of which can result in high medical bills.
These types of coverage ensure our agents can meet all of their clients needs as they age.