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About Us
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Navigating the Financial Realities of Retirement
Our financial services professionals have decades of experience helping clients prepare for the unknown financial realities of retirement. We specialize in Medicare, life Insurance, long-term care planning, annuities, 401(k) rollovers, and more! As insurance brokers partnered with American Senior Benefits, we have access to over 200 insurance carriers. This allows us to find the right life and health insurance products to fit all of your specific protection goals and needs, while also staying within your budget.
Assessing Your Financial Needs
Retirement programs can be intimidating. Everyone knows that Medicare and Social Security are programs that we are entitled to, but most are unsure of the "how and when" they should apply for them. We all pay in to these programs and therefore we all want to maximize what we get back. If you are nearing retirement age, you might find yourself asking quesions such as: What are the gaps in Medicare, and what plan will cover those gaps best? What is the difference between Medicare supplements and Medicare Advantage? How do I supplement my income with my qualified retirement plan? How will taxes, inflation, and market volatility affect my retirement savings? Will I outlive my savings if I incur substantial health care expenses or need full time care? The answers to these questions are unique to you and your financial situation. Therefore, there are no "cookie-cutter" solutions. Our expert financial professionals have a needs based analysis process designed to explore your needs and concerns and tailor an individualized protection plan just for you.
Building Relationships
If you found our website, then you most likely spent some time trying to find answers to your retirement questions online. There certainly is plenty of information out there. In fact, there is so much information that you may feel overwhelmed or simply not quite sure how it applies to you. You also may be experiencing a sudden influx of solicitation through the mail or phone from strangers in another state. This day in age, it's hard to know who you can trust with your personal information. Sure, these online or telemarked resources can give you general information on the various programs that are available, but it's important to know how these programs specifically coordinate with YOUR doctors, YOUR hospitals, YOUR medications and pharmacies in YOUR community. At Michiana Retirement, we strive to provide you with the most detailed and personalized information on the programs available to you in your area. To provide this level of detail, we invest the time necessary in getting to know you. This means that our in-depth financial needs analysis and solutions process requires sensitive and confidential information to be shared with your financial professional. The safest way to accomplish this is in the privacy of one of our professional office locations, or the comfort of your home. We also have face-to-face virtual options upon request! Our old fashioned, in-person business model is what allows us to provide you with the unparallel customer service and satisfaction you need, with the trust and respect you deserve. Because we live, work, and serve our communities, you can rest assured that we are there to advise you for the life of your retirement.
